Economic Well-being and Household Debt

Author:   Agnieszka Wałęga ,  Grzegorz Wałęga ,  Ryszard Kowalski
Publisher:   Taylor & Francis Ltd
ISBN:  

9781032184722


Pages:   196
Publication Date:   27 May 2024
Format:   Paperback
Availability:   In Print   Availability explained
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Economic Well-being and Household Debt


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Overview

The growing indebtedness of households reported over the last 30 years and in most developed countries has serious economic and social implications. This book provides insight into the concepts, measures, and determinants of household indebtedness, over-indebtedness, and well-being by integrating theoretical perspectives, adopting recent analytical methods, and using a sample of Polish households. The authors identified the socio-demographic and economic characteristics of indebted and over-indebted households, as well as the basic characteristics of indebtedness and the differences in its subjective perception among over-indebted households and those that are not over-indebted. They determined the spatial differentiation of over-indebtedness, examining the relationship between economic, social and behavioural factors and over-indebtedness and the role of over-indebtedness in shaping the economic well-being of households. The results of a questionnaire conducted on a sample of Polish households and econometric modelling served as the basis for assessing the economic well-being of indebted households. This assessment was conducted with the use of a composite well-being indicator developed by the authors. Given the multidimensional nature of the issues being analysed, the authors offer an approach that accounts for two separate but overlapping dimensions of economic well-being, namely material and financial, and two ways of assessing each of them: objective and subjective. The book holds appeal for researchers, scholars, and students of economics, finance, consumer economics, and economic psychology and offers practical guidance for policymakers and advisors who deal with consumer affairs.

Full Product Details

Author:   Agnieszka Wałęga ,  Grzegorz Wałęga ,  Ryszard Kowalski
Publisher:   Taylor & Francis Ltd
Imprint:   Routledge
Weight:   0.453kg
ISBN:  

9781032184722


ISBN 10:   1032184728
Pages:   196
Publication Date:   27 May 2024
Audience:   College/higher education ,  Tertiary & Higher Education
Format:   Paperback
Publisher's Status:   Active
Availability:   In Print   Availability explained
This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us.

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Agnieszka Wałęga is Assistant Professor in the Department of Statistics at the Cracow University of Economics. Grzegorz Wałęga is Assistant Professor in the Department of Microeconomics at the Cracow University of Economics. Ryszard Kowalski is Assistant Professor in the Department of Microeconomics at the Cracow University of Economics.

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