Overview
You have spent a few decades working, earning a salary from your employers, and saving into company and personal pensions along the way. Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and leisure time in retirement? How will you make sure that you don't run out of money too soon? What do the UK pension freedoms mean for you? In this one-of-a-kind book, personal finance experts Richard Dyson and Richard Evans answer these questions and equip you with everything you need to know to turn your pension savings into an income that will last throughout your retirement. You will learn: -- How to take control of your pension savings by tracking down all of your pension pots and combining them. -- When you can afford to retire. -- Steps to take to avoid running out of money. -- How to build an income-paying portfolio of fund investments from scratch. -- How to withdraw a sustainable income from your portfolio. -- How annuities work and whether they have a role for you. -- How to make the most of the tax rules. -- The contribution made by the State Pension. -- When to seek professional advice.
Full Product Details
Author: Richard Dyson ,
Richard Evans
Publisher: Harriman House Publishing
Imprint: Harriman House Publishing
Dimensions:
Width: 13.80cm
, Height: 1.50cm
, Length: 21.60cm
Weight: 0.254kg
ISBN: 9780857195678
ISBN 10: 0857195670
Pages: 192
Publication Date: 01 April 2019
Recommended Age: From 18 years
Audience:
General/trade
,
General
Format: Paperback
Publisher's Status: Active
Availability: Temporarily unavailable
The supplier advises that this item is temporarily unavailable. It will be ordered for you and placed on backorder. Once it does come back in stock, we will ship it out to you.
Reviews
Got a pension? Need an income in retirement? Read this book. --Andy Bell, founder of lowcost broker AJ Bell This book details the best ways to use your accumulated capital when it's time to retire. --Peter Hargreaves, cofounder of Hargreaves Landsown Britain's biggest investment service. Learn how to invest your money so it lasts your lifetime by reading Your Retirement Salary. --Daily Mail Clear answers are supplied here - on everything, from your pension savings to building an income-producing portfolio of investments from scratch. --MoneyWise
Author Information
Richard Dyson is a prize-winning financial journalist with a 20-year career writing for many of Britain’s leading media groups and specialist investor titles, including the Express, Mail on Sunday, Investors Chronicle, and the Daily Telegraph and Sunday Telegraph. He was previously Head of Personal Finance at the Telegraph Media Group, where he oversaw all the personal finance and investment writing across the Telegraph titles and websites. He has won numerous awards for financial writing including, in 2016, being named the Personal Finance Society’s Journalist of the Year. He conceived the Telegraph’s widely followed Questor Income Portfolio, a publicly tracked portfolio of 25 stocks and bonds aimed squarely at retired investors who seek income. Launched at a time when the Bank of England’s Base Rate was just 0.25%, the portfolio has succeeded in generating its target 5% income, maintained its capital value and delivered strong total returns. Richard Evans is one of Britain’s leading investment commentators and an expert on the enormous range of funds – such as unit trusts and investment trusts – available to individual savers. His knowledge has been largely amassed through one-on-one interviews with fund managers and other professional investors over the course of many years. With a particular interest in sustainable income investing, Richard Evans invented the ""1% rule"" – fully explained in this book – which enables non-specialist savers to ensure they do not deplete their investments too quickly. Richard Evans currently edits the Daily Telegraph’s Questor share- tipping column. He was previously Personal Finance Editor of the Daily Telegraph.
