Your Guide to VA Loans

Author:   David Reed
Publisher:   Amacom
ISBN:  

9780814474358


Pages:   240
Publication Date:   16 October 2007
Format:   Paperback
Availability:   In Print   Availability explained
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Your Guide to VA Loans


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Overview

In 1944, Congress enacted the GI Bill to thank the men and women who served in the armed forces for their hard work and dedication. One of the most valuable benefits included in the bill was the VA Loan. But bureaucracy and stringent procedures have made applying and qualifying for these loans complicated and unwieldy. Your Guide to VA Loans is the first book to guide veterans through the process. Readers will discover how to determine whether VA loans are right for them, how to apply, and how to deal with common problems that arise. Mortgage expert and author David Reed has more than 30 years of experience helping buyers navigate complicated loan processes. Here he offers advice on topics such as: Selecting the right VA lender Finding an agent in a town where there are few veterans Getting the best interest rate Refinancing VA loans Getting advice on VA loans while on active duty Complete with a guide to regional resource centers, sample loan applications, payment tables and a glossary of terms, this seminal guide will help all veterans fully enjoy the benefits they need and so richly deserve.

Full Product Details

Author:   David Reed
Publisher:   Amacom
Imprint:   Amacom
Dimensions:   Width: 15.50cm , Height: 1.80cm , Length: 22.60cm
Weight:   0.270kg
ISBN:  

9780814474358


ISBN 10:   0814474357
Pages:   240
Publication Date:   16 October 2007
Audience:   Professional and scholarly ,  Professional & Vocational
Format:   Paperback
Publisher's Status:   Active
Availability:   In Print   Availability explained
This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us.

Table of Contents

Contents Introduction 1 Chapter 1 Getting Started 4 Chapter 2 Credit and VA Lending 24 Chapter 3 The VA Loan Approval Process 46 Chapter 4 Finding Your VA Team 68 Chapter 5 Getting the Best VA Rate 99 Chapter 6 Closing Costs and VA Loans 122 Chapter 7 Refinancing, Equity Lending, and Special VA Programs 137 Chapter 8 When VA Loans Are Not Your Best Choice 156 Appendix A VA Regional Loan Centers 169 Appendix B VA Contact Information 171 Appendix C Request for Certificate of Eligibility (VA Form 26-1880) 178 Appendix D Request Pertaining to Military Records (SF 180) 179 Appendix E Uniform Residential Loan Application 181 Appendix F Payment Tables 186 Glossary 195 Index 207

Reviews

Though the topic of mortgages is dry and can make one's head spin, Reed manages to keep the reader engaged by keeping simple and somewhat conversational. --Newsday


Though the topic of mortgages is dry and can make one's head spin, Reed manages to keep the reader engaged by keeping simple and somewhat conversational. <p> --Newsday


Though the topic of mortgages is dry and can make one's head spin, Reed manages to keep the reader engaged by keeping simple and somewhat conversational. --Newsday Any honorably discharged veteran who wants to become a homeowner should read YOUR GUIDE TO VA LOANS. -- Cleveland Plain Dealer At a time when American servicemen and women are risking their lives in Iraq and Afghanistan, they deserve all the help they can get. And after battling overseas, the last thing they need is to return home and have to wage another fight against the red tape of the VA. To that end, author David Reed has set out to ensure that at least VA loans are easier to access, and in many ways his no-nonsense book looks certain to become a useful resource. -- Los Angeles Times In a casual and down-to-earth tone, Reed demystifies the intricacies of applying for a VA loan and takes the reader through each step necessary to qualify for and receive one...Any veteran, active duty soldier or spouse thinking of purchasing a home will find YOUR GUIDE TO VA LOANS a good investment. -- Army Magazine David Reed is a mortgage broker who is clearly on the side of the borrower rather than the actual lenders. -- Robert J. Bruss, real estate columnist Though the topic of mortgages is dry and can make one's head spin, Reed manages to keep the reader engaged by keeping simple and somewhat conversational. --Newsday Any honorably discharged veteran who wants to become a homeowner should read YOUR GUIDE TO VA LOANS. -- Cleveland Plain Dealer At a time when American servicemen and women are risking their lives in Iraq and Afghanistan, they deserve all the help they can get. And after battling overseas, the last thing they need is to return home and have to wage another fight against the red tape of the VA. To that end, author David Reed has set out to ensure that at least VA loans are easier to access, and in many ways his no-nonsense book looks certain to become a useful resource. -- Los Angeles Times In a casual and down-to-earth tone, Reed demystifies the intricacies of applying for a VA loan and takes the reader through each step necessary to qualify for and receive one...Any veteran, active duty soldier or spouse thinking of purchasing a home will find YOUR GUIDE TO VA LOANS a good investment. -- Army Magazine David Reed is a mortgage broker who is clearly on the side of the borrower rather than the actual lenders. -- Robert J. Bruss, real estate columnist David Reed is a mortgage broker who is clearly on the side of the borrower rather than the actual lenders. -- Robert J. Bruss, real estate columnist At a time when American servicemen and women are risking their lives in Iraq and Afghanistan, they deserve all the help they can get. And after battling overseas, the last thing they need is to return home and have to wage another fight against the red tape of the VA. To that end, author David Reed has set out to ensure that at least VA loans are easier to access, and in many ways his no-nonsense book looks certain to become a useful resource. -- Los Angeles Times In a casual and down-to-earth tone, Reed demystifies the intricacies of applying for a VA loan and takes the reader through each step necessary to qualify for and receive one...Any veteran, active duty soldier or spouse thinking of purchasing a home will find YOUR GUIDE TO VA LOANS a good investment. -- Army Magazine Any honorably discharged veteran who wants to become a homeowner should read YOUR GUIDE TO VA LOANS. -- Cleveland Plain Dealer Though the topic of mortgages is dry and can make one's head spin, Reed manages to keep the reader engaged by keeping simple and somewhat conversational. --Newsday Though the topic of mortgages is dry and can make one's head spin, Reed manages to keep the reader engaged by keeping simple and somewhat conversational. --Newsday At a time when American servicemen and women are risking their lives in Iraq and Afghanistan, they deserve all the help they can get. And after battling overseas, the last thing they need is to return home and have to wage another fight against the red tape of the VA. To that end, author David Reed has set out to ensure that at least VA loans are easier to access, and in many ways his no-nonsense book looks certain to become a useful resource. -- Los Angeles Times In a casual and down-to-earth tone, Reed demystifies the intricacies of applying for a VA loan and takes the reader through each step necessary to qualify for and receive one...Any veteran, active duty soldier or spouse thinking of purchasing a home will find YOUR GUIDE TO VA LOANS a good investment. -- Army Magazine Any honorably discharged veteran who wants to become a homeowner should read YOUR GUIDE TO VA LOANS. -- Cleveland Plain Dealer David Reed is a mortgage broker who is clearly on the side of the borrower rather than the actual lenders. -- Robert J. Bruss, real estate columnist


Author Information

David Reed (Austin, TX) is a seasoned mortgage banker and a columnist for Realty Times and Mortgage Originator magazine. He is the author of Mortgages 101 (978-0-8144-7245-3), Who Says You Can't Buy a Home! (978-0-8144-7340-5), and Mortgage Confidential (978-0-8144-7369-6).

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