Overview

Why Am I Always Broke? is a financial literacy book for kids ages 8-14 that teaches saving, earning, smart spending, and money management in a simple, relatable way. Using real-life examples kids actually recognize, this book helps them understand what really happens to their money-and how to take control of it. Kids will learn how to: Manage allowance and birthday money Save using the Spend-Save-Share method Earn money through age-appropriate ideas Avoid impulse spending and regret Set and achieve realistic money goals The book includes interactive activities, progress trackers, and a Money Promise Contract that help kids turn money lessons into real habits. This is not about making kids rich. It's about helping them grow up confident, responsible, and money-smart. A thoughtful gift for parents, families, and educators who want children to build healthy money habits early-before mistakes become expensive.

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