Overview

""Usury and Usury Laws"" is a comprehensive examination of the legal and economic principles governing interest rates and the historical development of lending regulations. Written by Franklin W. Ryan, this scholarly work delves into the complex relationship between moral philosophy, economic theory, and legislative action. The author explores how different societies have sought to define and curb excessive interest, balancing the needs of borrowers with the realities of financial markets. Through a detailed analysis of historical precedents and contemporary economic arguments, Ryan provides a foundational understanding of why usury laws exist and how they have evolved over time. The book addresses critical questions regarding the effectiveness of price-fixing in credit markets and the impact of these laws on the availability of consumer loans. ""Usury and Usury Laws"" remains a significant resource for students of economic history, legal scholars, and anyone interested in the regulation of banking and finance. Its rigorous approach offers valuable insights into the ongoing debate over the ethical and practical boundaries of interest-bearing debt. This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you may see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.

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9781026064023

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