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9780195080698

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<br> Universal Banking in the United States is an excellent book that provides a careful, in-depth analysis of the case for and against a shift to universal banking in the US...Quite readable and extremely interesting. It is of interest to a wide audience, including bankers, regulators, and lobbyists, and should be read by every US legislator. --Bankers Magazine<br> That powers will be expanded for U.S. banks is a foregone conclusion, the only question is when and how. In this book, Saunders and Walter provide bankers, regulators, and the public with a roadmap of both the consequences of permitting banks to offer different types of new activities and the experiences of foreign countries with alternative forms of universal banking. --George G. Kaufman, Loyola University<br> Saunders and Walter explain why and how the U.S. can benefit from adopting a regulatory structure that simultaneously relaxes restraints on the activities of private institutions and tightens restraints on these inst

Universal Banking in the United States is an excellent book that provides a careful, in-depth analysis of the case for and against a shift to universal banking in the US...Quite readable and extremely interesting. It is of interest to a wide audience, including bankers, regulators, and lobbyists, and should be read by every US legislator. --Bankers Magazine<br> That powers will be expanded for U.S. banks is a foregone conclusion, the only question is when and how. In this book, Saunders and Walter provide bankers, regulators, and the public with a roadmap of both the consequences of permitting banks to offer different types of new activities and the experiences of foreign countries with alternative forms of universal banking. --George G. Kaufman, Loyola University<br> Saunders and Walter explain why and how the U.S. can benefit from adopting a regulatory structure that simultaneously relaxes restraints on the activities of private institutions and tightens restraints on these institutions' government supervisors. The key to safely unfettering government-guaranteed private players is to ensure that sensible capital requirements are formulated and enforced. --Edward J. Kane, Boston College<br> Universal Banking in the United States: What could we gain? What could we lose? by Anthony Saunders and Ingo Walter provides a very good exposition of the market, regulatory, and policy dimensions associated with developing a universal banking system in the United States. The book is highly recommended to those who would like to get a better understanding of the pros and cons of universal banking. --The Financier: ACMT<br> The authors provide a wide-ranging, detailed survey ofinstitutional differences in regulation and business practices of banking systems in various countries... this is a commendable book full of useful information, which provides a wealth of careful and accessible analysis for public policy makers, scholars, and graduate students interested in bank regulatory reform. --Journal of Economic Literature<br>

Universal Banking in the United States is an excellent book that provides a careful, in-depth analysis of the case for and against a shift to universal banking in the US...Quite readable and extremely interesting. It is of interest to a wide audience, including bankers, regulators, and lobbyists, and should be read by every US legislator. * Bankers Magazine *

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