Overview

Unassuming but formidable, American maritime insurers used their position at the pinnacle of global trade to shape the new nation. The international information they gathered and the capital they generated enabled them to play central roles in state building and economic development. During the Revolution, they helped the U.S. negotiate foreign loans, sell state debts, and establish a single national bank. Afterward, they increased their influence by lending money to the federal government and to its citizens. Even as federal and state governments began to encroach on their domain, maritime insurers adapted, preserving their autonomy and authority through extensive involvement in the formation of commercial law. Leveraging their claims to unmatched expertise, they operated free from government interference while simultaneously embedding themselves into the nation's institutional fabric. By the early nineteenth century, insurers were no longer just risk assessors. They were nation builders and market makers. Deeply and imaginatively researched, Underwriters of the United States uses marine insurers to reveal a startlingly original story of risk, money, and power in the founding era.

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Hannah Farber is assistant professor of history at Columbia University. Linda Jones is an award-winning narrator and NYC actor with a penchant for dark edges and curious truths. Weaned on du Maurier and Hitchcock, Kafka and Poe-tales of mystery, adventure, and intrigue spawned a decades-long career with writers in new work, development, and narration. She has narrated for Penguin Random House, Recorded Books, Audible Studios, and Dreamscape, as well as a variety of independent authors and publishers. She has a BFA from Ithaca College. She lives in Brooklyn with writer John C. Foster and their dog, Coraline, in an apartment filled-to-bursting, floor-to-ceiling, corner-to-absolute-corner with books.

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