Overview

Does this sound familiar?You know you should be on top of your pension. But every time you sit down to deal with it, the statements are confusing, the terminology is impenetrable, and you end up closing the laptop and telling yourself you'll sort it out later. Later has to stop. If you're a woman over 50 with a career behind you - perhaps including a career break, a divorce, a period of part-time work, or years in the NHS or public sector - your pension situation is more complex than the generic guides acknowledge. And the stakes are too high to keep putting it off. UK Retirement Planning for Women Over 50 Made Easy is the book that finally explains it all in plain English - specific to your circumstances, honest about the numbers, and practical about what to do next. What you'll find inside: Your State Pension, decoded: check your NI record, fix any gaps from your career break years, and find out exactly what you'll receive and when Your NHS or public sector pension explained: run the online modeller, understand the actuarial reduction, and make the commutation decision correctly Lost pensions traced: a step-by-step guide to finding every pot from every employer - including the one from 1998 you'd forgotten about Divorce and pensions: what you may have given up, what you can still do, and the question every divorced woman needs to ask before she accepts the answer is nothing A complete retirement income plan: bridge period and full retirement, month by month, source by source - with Maggie's full worked example throughout Tax, drawdown, and sequencing: how to keep more of the income you've earned by drawing sources in the right order The solo retirement blueprint: planning financial independence without a partner's pension, income, or safety net Pension catch-up: AVCs, SIPPs, carry forward, and the employer conversation most women never have The 24-month countdown: 40 specific actions in the correct order, from now until your first day of freedom This is not a book about mindset or aspiration. It is a specific, practical, UK-focused guide to the actual decisions you need to make - built around the real circumstances of real women. Including 12 fillable appendix worksheets, reference tables, a glossary of every pension term used, and a complete key contacts directory. If you're ready to open the envelope and find out exactly where you stand - scroll up and get your copy today.

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