Overview

In a world of ageing populations, and in the midst of a global shift from defined benefit (DB) to defined contribution (DC) pensions, the onus is increasingly on individuals rather than employers to bear the risks of retirement provision. This book weighs the experiences of eight nations across the Americas, Asia and Europe, who have in common early adoption of DC pensions, but very different experiences of mitigation of that risk by the state, either directly through the degree of generosity of the state pension or indirectly through regulation of private pension provision. As the UK (and the world) gears up for the age of DC pensions, different approaches to pension scheme design are examined. Best practice is always worth learning from and each chapter is written by an expert on their chosen pension system.

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9781786607102

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Gregg McClymont, is the head of Retirement at Aberdeen Standard Investments, is a specialist in global pension systems. Gregg was a UK member of parliament (2010-15) and shadow minister of State for Pensions 2011-2015. Andy Tarrant is head of Policy and Government Relations at the People’s Pension.  Previously he was senior parliamentary advisor to the shadow Europe and to the shadow pension minister; head of government and regulatory affairs for BT Plc’s Global Services Division; director of regulatory affairs at the European Competitive Telecommunications Association; senior competition lawyer at BT Plc; and, head of the International Section at OFTEL.

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