Overview

Are you stuck in an underwater home you want to sell? What are your options when you can afford your home but don't have the equity needed to sell it? Where's your bailout? Attempting a short sale, walking away, begging for a loan modification or principal reduction on your mortgage seem to be the only options available to underwater homeowners. Are you tired of waiting for the government and Wall Street to solve your negative equity problem? It's time to create your own housing bailout! The Underwater Social walks you through the Nine Critical Steps responsible underwater homeowners need to take to build equity quickly and position themselves for a successful home sale sooner rather than later! The Underwater Social was written by Paul C Aspelin for the millions of homeowners who are living within their means and paying their mortgages on time each and every month and need or want to sell their homes but cannot because of a negative equity (underwater) situation. The equity in your home has eroded over the last few years due to no fault of your own, and you have no idea where to turn for answers. Are you stuck wondering how a simple home purchase could have created such a financial mess for your family? You're not alone. It seems as though everyone around you is getting a bailout while you continue to do the responsible thing and are expected to sit back and wait for your home equity to return. Many of you may be thinking of attempting a short sale or even considering a strategic mortgage default, which is to simply walk away from your home and its future mortgage obligations, even though you can financially afford to make all payments. Saving your credit rating, fear of failure, and/or the morality issues involved in these decisions are the only things keeping you in your underwater home. Have you been turned down for a mortgage modification or principal reduction? Or unsuccessfully tried to sell your home in the past few years, only to realize you couldn't afford to drop your price low enough to compete with the growing inventory of foreclosed and short sale homes? If you answered yes to these questions, this book provides a solution for you. Find out whether sitting back and waiting or renting out your home until the market rebounds is really the best long-term strategy. Learn why the housing bubble happened in the first place and how the housing crisis suddenly shifted from affecting those who were in over their heads to those who became casualties of the downturn. Discover what's looming ahead for the housing market and how quickly your home could start to appreciate. You'll be shocked to find out how long you may have to wait for home prices to rebound to pre-bubble values. This book breaks new ground with a powerful take-charge process, an easy-to-follow, step-by-step game plan that incorporates the help of industry professionals while using a simple online system the banks pray you never find out about. You'll find out exactly what's involved in order to position yourself for a future home sale without financial hardship or ruined credit. Learning to execute a responsible plan of action to rebuild your home equity without drastically changing your current spending habits will change your underwater housing circumstances and the way you look at home ownership forever. The government has labeled you a mere casualty of the housing crisis, but to me, you're an underwater homeowner looking for a real solution. Now you have it in the Underwater Social! Buy the book today and be sure to write a review. We appreciate your feedback and support. Paul C Aspelin, author The Underwater Social: Create Your Own Housing Bailout

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9781475075120

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Paul C. Aspelin is a licensed Real Estate Broker and Realtor(r) in Minnesota with over a decade in the trenches assisting families with residential real estate. Throughout Paul's career he has successfully assisted hundreds of clients with their real estate needs and is known for providing straight forward advice and creative solutions. Paul has been recognized as a SUPER AGENT by Mpls/St Paul Magazine and Twin Cities Magazine six times for providing outstanding customer service. A serial entrepreneur, Paul owns a successful real estate brokerage in the Southwest suburbs of Minneapoli

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