Overview

The only UNCENSORED book on how to not lose money when dealing with the financial industry.... Investing is different than saving money. Saving money is the easy part. Investing is the hard part and this is where most Canadians lose their money. This is because as soon as you start to invest money, you have to deal with the financial industry. The financial industry is built upon the concept of charging the highest amount of fees for the least amount of value for their advice and products. This means that most Canadian lose a minimum of 40% of their retirement assets when dealing with the financial industry; and these are the lucky ones who have not crossed path with an unscrupulous advisor... Using real life uncensored stories, the Poor Bartender will give you the information you need to minimize the money you will lose when dealing with the financial industry.

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9781537110837

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Richard Proteau has worked in the financial industry all of his professional life. After earning different financial industry designations such as FLMI, CLU, RHU, and CFP, Richard wrote many articles regarding fiscal laws pertaining to investments and life insurance. His last position was as Vice President of sales in the province of Quebec for a large insurance company. He has been a speaker at many industry conferences. He is currently involved in the financial industry as an advocate for the consumer rights of investors and insurance policy holders. He is currently lobbying for changes to regulations of segregated funds to protect consumers against the illegal commercial practices used by advisors and insurers. Richard is also working on submitting a report on the commercial practices of insurance companies. The first important conclusion of this report is that insurance companies have monopolized the influence over the decisional process regarding the changes needed to modernize regulations in this industry. The consumer is not represented. In fact, the power of the insurance lobby is so great that it has prevented any meaningful changes in this industry for the last 40 years with the objective of limiting the sophistication of the consumer's response in relation to toxic financial products these companies have sold. Richard Proteau first book was UNRAVELING THE UNIVERSAL LIFE SCAM which proved the criminal activities of insurance companies used in selling Universal Life.

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