Overview

If your business looks healthy on the outside but leaves you living on leftovers, you are not alone. The real problem is simple: you pay yourself last, and the numbers follow that story. This book flips the script with a lean, enforceable cash design that makes **pay yourself first** automatic-even when income is lumpy, seasons swing, and taxes loom. Built for one-person businesses, it shows you how to use **percentage based budgeting** and behaviour-shaping buckets to stabilise cash flow, protect your salary, and tame spend. You will install a weekly transfer rhythm, set **expense caps method** that force strategy, and pre-fund taxes so April is just another month. Along the way, you will learn the small scripts and checklists that keep decisions honest when invoices arrive late or temptation arrives early. This is for freelancers, creators, coaches, consultants, and side-hustlers who need **solopreneur finance** that respects reality: **irregular income budgeting**, **cash flow management for freelancers**, and an **owner pay system** that does not depend on willpower. Expect clear set-ups, worked examples, and a simple ladder that upgrades your percentages as revenue grows. The result is calm: fewer surprises, cleaner choices, and money that serves the life you meant to build. - Separate your money with **envelope budgeting for business** that actually gets used - Lock in a weekly salary before you spend a pound elsewhere - Use caps and cadence to fund growth without starving yourself - Prepay taxes and reclaim headspace with **tax savings for freelancers** Stop hoping your best month will save your worst. Install a system that pays you-on time, every time-and let the rest of the business fall in line.

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