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MICHAEL J. CLOWES is Editorial Director of Pensions & Investments and InvestmentNews, two New York--based financial newspapers. Previously, he was editor of Pensions & Investments for eighteen years, and, as executive editor, helped start the publication in 1973. He has also worked as a staff reporter at Forbes magazine, as the U.S. correspondent for The Australian, a national daily newspaper in Australia, and he contributed the pension fund management section to The Public Money Managers Handbook. Clowes received his MBA from Columbia University and a bachelor of economics degree from the University of Sydney.

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