Overview

Microfinance has enabled a positive change in the lives of the poor, by allowing over 65 million poor people around the world to receive small loans without collateral, build up assets, and buy insurance. This book presents a comprehensive study on the impact of microfinance with a case study of the Indian Self Help Groups Bank Linkage Program (SHG), one of largest and fastest growing microfinance program in the world, reaching up to 45 million households. This book discusses wide-ranging topics, including the relevance of microfinance within the financial sector of developing countries, the structure of the program, the impact methodologies, the economic and social impact of microfinance, its role in building assets while reducing poverty and vulnerability, role of women and their empowerment, training and accumulation of human capital and policy implications of lessons learned.

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9780415617239

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Ranjula Bali Swain is Associate Professor at the Department of Economics at Uppsala University.

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