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My family and I just ate out at Ruby Tuesdays. It cost $150, and we had e a wonderful time together. The great part is that I had a budget of $312 for the day. I keep a daily budget of $50 and can arrange my lifestyle to accommodate special events. The magic of having a budget is having fun without any guilt. You will work to build special events into your plan so that you can enjoy them. If you don't have a budget, your credit card becomes your solution-however, our minds like operating under restrictions such as a budget. When we conform to a budget, our creative ability shines, and we can have more fun for less money. Don't let credit cards take this away from you. Good Luck!

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