Overview

The Little Book of Lifestyle Inflation is not about budgeting, discipline, or earning more. It's about how freedom quietly erodes while everything appears to be working. Most people believe lifestyle inflation is a spending problem. It isn't. It's a judgment problem. As income rises, comfort increases. Decisions feel responsible. Life stabilizes. And yet, something subtle begins to narrow-not money, but choice. This book explains how freedom is lost without obvious mistakes. Not through excess. Through continuation. Upgrades that felt overdue become baselines. Temporary decisions harden into permanent structures. Comfort removes friction, and friction was the last thing forcing review. Nothing feels wrong. That's the danger. You'll see why higher income feels like safety-and why it often isn't. How steady pay delays concern. Why bills feel smaller as risk quietly grows. How reversibility disappears long before pressure arrives. The book introduces the idea of the drift point-the moment freedom stops expanding even though life looks successful. From there, effort shifts from growth to maintenance. Optionality peaks quietly. Downgrading starts to feel impossible-not financially, but psychologically and socially. You'll also see how identity, visibility, and expectations lock systems in place. How success becomes sticky. Why exits become socially expensive. And why intelligent people stay in lives they would never design from scratch today. There are no formulas here. No step-by-step plans. No motivation. This book doesn't tell you what to do. It shows you what's happening. It dismantles common safety narratives-""I can always cut back,"" ""I'll fix it later,"" ""I'll just earn more""-and explains why they often arrive after timing is gone. If you're earning more than before yet feel oddly less free, this book will explain why. If you're still early, it will show you where most people cross the line without noticing. This is a book about restraint, reversibility, and judgment under comfort. About recognizing danger before it announces itself. About understanding what comfort costs-before the cost becomes permanent. Nothing here promises a better life. It offers clarity. And clarity, when it arrives early enough, is still a form of freedom. Regards, Nishant Chandravanshi

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