Personal Debt in Europe: The EU Financial Market and Consumer Insolvency

Author:   Federico Ferretti (Università di Bologna) ,  Daniela Vandone
Publisher:   Cambridge University Press
ISBN:  

9781108426732


Pages:   256
Publication Date:   25 April 2019
Format:   Hardback
Availability:   In stock   Availability explained
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Personal Debt in Europe: The EU Financial Market and Consumer Insolvency


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Author:   Federico Ferretti (Università di Bologna) ,  Daniela Vandone
Publisher:   Cambridge University Press
Imprint:   Cambridge University Press
Dimensions:   Width: 15.80cm , Height: 1.80cm , Length: 23.50cm
Weight:   0.480kg
ISBN:  

9781108426732


ISBN 10:   1108426735
Pages:   256
Publication Date:   25 April 2019
Audience:   Professional and scholarly ,  Professional & Vocational
Format:   Hardback
Publisher's Status:   Active
Availability:   In stock   Availability explained
We have confirmation that this item is in stock with the supplier. It will be ordered in for you and dispatched immediately.

Table of Contents

1. Introduction; 2. Personal debt in the economy; 3. The industry of personal debt; 4. From indebtedness to over-indebtedness: multidimensional causes and consequences; 5. EU policy and law for the prevention and management of over-indebtedness; 6. The role and function of solvency data and financial technologies; 7. Credit risk analysis and creditworthiness in relation to EU data protection legislation; 8. The treatment of over-indebtedness: towards a harmonisation of personal insolvency law in a fragmented EU?; 9. Conclusions and scope for further research.

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Author Information

Federico Ferretti is Associate Professor in Economic Law and Financial Markets, Department of Sociology and Economic Law, University of Bologna (Italy) and a member of the Financial Services User Group of the European Commission. He is a qualified lawyer of the High Courts of Italy. Daniela Vandone is Full Professor of Banking and Finance, Department of Economics, Management, and Quantitative Methods, University of Milan. Her research interests are in financial markets and institutions, with a focus in the microeconomics of banking, financial regulation, financial decision-making, household finance, personal debt, and over-indebtedness.

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