Overview

The United States housing market stands at a critical inflection point as 2026 approaches. After years of elevated prices, constrained supply, and high borrowing costs, this comprehensive analysis identifies the structural forces that have shaped affordability, influenced buyer behavior, and determined market resilience. This authoritative work examines the persistent supply shortage, demographic shifts, mortgage rate influences, rental market pressures, and policy interventions that define today's housing landscape. Drawing on expert forecasts, economic data, and forward-looking analysis, The Great Housing Reset delivers a clear and actionable roadmap for households, investors, lenders, and policymakers alike. Readers will gain an in-depth understanding of: - Why home prices have remained resilient despite rising mortgage rates and slow sales - How demographic trends among millennials, Gen Z, and aging homeowners are reshaping demand - The impact of supply constraints, zoning, and construction bottlenecks on affordability - Forecasts for mortgage rates, price trajectories, and regional market performance in 2026 - Policy strategies that address housing access, rental cost pressures, and long-term sustainability - Innovative financing models that expand homeownership opportunities Structured for both clarity and depth, this book blends rigorous research with strategic insight, empowering readers with a comprehensive framework for interpreting housing market signals and making informed decisions. Whether you are planning to buy, sell, invest, or craft policy, The Great Housing Reset equips you with the knowledge to navigate a complex and evolving real estate environment with confidence.

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