Overview

From carved sticks to coded currency - the story of money is the story of power. The Evolution of Money and State takes you on a gripping journey through the history of money - from ancient barter and gold coins to the gold standard, the Nixon Shock, Bitcoin, and the rise of Central Bank Digital Currencies (CBDCs). Blending vivid storytelling with sharp economic insight, it explores cryptocurrency history, blockchain technology, financial inclusion, and mobile money in Africa, revealing how trust, technology, and politics have shaped every transaction. Discover how African fintech, digital banking, and ISO 20022 standards are transforming trade, payments, and even government policy. You'll meet farmers, traders, economists, and everyday citizens living through these shifts - and see how the future of money could empower... or control us. History's next currency is being written. Will it buy freedom - or debt?

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Author Information

Mulima Chibuye is a technology entrepreneur and computer science researcher with over 15 years of experience in fintech, mobile payments, and telecommunications across Africa. He co-founded a payment gateway serving hundreds of businesses and has developed financial technology solutions connecting African markets to the global economy. He holds an MSc in Computer Science with a focus on blockchain technology and has presented at major international technology conferences. He has managed multimillion-dollar infrastructure projects and specializes in the intersection of financial technology and emerging markets. Chibuye lives in Lusaka, Zambia.

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