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He didn't win me in a game. He built the table, stacked the deck, and waited for my father to lose. Elara Vance knows exactly what men like Julian Vane are. Wealthy. Untouchable. Dangerous enough to ruin lives without raising their voices. So when her father gambles away three million dollars and signs her over to the city's most feared billionaire, Elara expects humiliation. What she gets is worse. A thirty-day contract. A glass fortress far from Manhattan. A silk collar that feels too much like a promise. And a man who looks at her like he has been planning this for years. Julian says she is collateral. Julian says she will walk away when the debt is paid. Julian lies. Because behind the rules, the luxury, and the cold precision of his world is something far more dangerous than ownership. Obsession. And as old betrayals rise, enemies close in, and the Vane Empire begins to crack, Elara realizes the worst thing about Blackwood Ridge is not that Julian bought her. It is that she may not want him to let her go. The Debt of Midnight is a dark, addictive romance featuring a morally gray billionaire hero, a resilient heroine, obsessive chemistry, power games, luxury danger, and a bingeable one-more-chapter pace.

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