Ten Steps to Affordable Housing. The New Circuit of Credit

Author:   Roger Lewis
Publisher:   Roger Lewis
Volume:   1
ISBN:  

9798231504572


Pages:   122
Publication Date:   07 July 2025
Format:   Paperback
Availability:   Available To Order   Availability explained
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Ten Steps to Affordable Housing. The New Circuit of Credit


Overview

Book Overview: Ten Pathways to Affordable Housing Subtitle: Breaking the Circle of Blame in Housing Policy Author: Roger Lewis Core Thesis The book argues that the affordable housing crisis stems from systemic design flaws, not market failure. Through 10 evidence-based pathways, it demonstrates how communities can reclaim housing from financialization and transform it into equitable infrastructure. Key Themes & Pathways Regulatory Reform Revolution Problem: Zoning laws, NIMBYism (""Not In My Backyard""), and bureaucratic barriers block affordable development (HUD, 1991). Solution: State-led overrides of exclusionary local policies (e.g., California's RHNA quotas). Decommodification Models Community Land Trusts (CLTs): Remove land from speculation. Public Credit Systems: Replicate North Dakota's state bank to fund housing without predatory debt. Climate-Policy Integration Problem: ""Green"" regulations inflate costs without addressing housing shortages (Chapman University, 2024). Solution: Pair density bonuses with sustainability mandates (e.g., transit-oriented development). University-Community Partnerships Case Study: Universities as anchors for equitable development, countering displacement (American Bar Association, 2024). Financial Reengineering Replace interest-based financing with community-controlled credit, slashing the 77% interest burden (Creutz, 2010). Pattern Language Design Apply Christopher Alexander's architectural principles for human-centered, livable communities. Blockchain Governance Transparent, resident-led decision-making for democratic development. Carbon-Neutral Affordable Housing Integrate renewable energy (solar, biogas) to cut costs via carbon credits. Inclusionary Zoning 2.0 Mandate affordable units in market-rate projects while avoiding supply reduction (CQ Researcher, 2018). Disaster-Resilient Communities Post-crisis rebuilding models that prioritize equity (e.g., rejecting New Orleans-style ""disaster capitalism"").

Full Product Details

Author:   Roger Lewis
Publisher:   Roger Lewis
Imprint:   Roger Lewis
Volume:   1
Dimensions:   Width: 14.00cm , Height: 0.70cm , Length: 21.60cm
Weight:   0.150kg
ISBN:  

9798231504572


Pages:   122
Publication Date:   07 July 2025
Audience:   General/trade ,  General
Format:   Paperback
Publisher's Status:   Active
Availability:   Available To Order   Availability explained
We have confirmation that this item is in stock with the supplier. It will be ordered in for you and dispatched immediately.

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Heading into what is statistically the last quarter of my life I have been establishing my affordable housebuilding Company Home@ix . A lot has happened in my 60 years and indeed I have learned a great deal in the Last 5 years, shocking, disspiriting, disappointing, things but also with some blessings, which we should all count one by one and cherish dearly. https: //grubstreetinexile.substack.com/about

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