Overview

The ultimate millennial money guide, from the creator of Australia's #1 finance podcast Winner of the ABIA General Non-fiction Book of the Year 2022 Winner of the Best Personal Finance & Investment Book of the Year at the 2021 Business Book Awards Through her phenomenally popular and award-winning podcast, She's on the Money, Victoria Devine has built an empowered and supportive community of women finding their way to financial freedom. Honest, relatable, non-judgemental and motivating, Victoria is a financial adviser who knows what millennial life is really like and where we can get stuck with money stuff. (Did someone say 'Afterpay'...?) So, to help you hit your money goals without skimping on brunch, she's put all her expert advice into this accessible guide that will set you up for a healthy and happy future. Learn how to be more secure, independent and informed with your money - with clear steps on how to budget, clear debts, build savings, start investing, buy property and much more. And along with all the practical information, Victoria will guide you through the sometimes-tricky psychology surrounding money so you can establish the values, habits and confidence that will help you build your wealth long-term. This indispensable guide will help you to- *Discover how personal stories shape financial decisions and set ambitious goals *Master budgeting and cash flow essentials, positioning finances for success *Navigate the basics of banking, investing, home loans, and effective debt management *Understand superannuation, taxes, and the benefits of side hustles for income boosts *Integrate financial wisdom into relationships, family planning, and ensure legacy with estate planning *Decide on the right financial guidance and remain accountable with a 12-month actionable plan Just like the podcast, the book is full of real-life money stories from members of the She's on the Money community who candidly share their experiences, wins and lessons learned to inspire others to turn their stories around, too. And with templates and activities throughout, plus a twelve-month plan to get you started, you can immediately put Victoria's recommendations into action in your own life. You are not alone on your financial journey, and with the money principles in this book you'll go further than you ever thought possible.

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9781761044137

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Victoria Devine is transforming the way millennials think about money. With a background in behavioural psychology and two chart-topping podcasts, She's on the Money and The Property Playbook, Victoria understands what makes her generation tick and knows how to make hard-to-understand concepts fun, fresh and relatable. Now retired as an award-winning financial adviser, Victoria is a co-director and founder of Zella Money, an award-winning mortgage broking business, and a financial columnist for The Age and Sydney Morning Herald. She has been a guest speaker at events and featured in publications such as The Financial Standard, Vogue, ABC News, RMIT Future of Financial Planning, Mamamia, Elle magazine, Yahoo Finance and many more. She was also named on the Forbes 30 Under 30 Asia list for 2021. If you can't find her, chances are she's at home with an oat latte in one hand and her Old English sheepadoodle, Lucy, in the other.

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