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"The study ""savings and patterns of small scale livestock farmers in Edo State, Nigeria"" showed that informal form of savings was popular among small scale livestock farmers. They saved for the following purposes: to improved well-being, provide buffer, expansion of farm business, meet children responsibilities and house construction. All these listed variables were also significant factors influencing savings decision of the respondents in the study area. However, inflation, high costs of production, low income, outbreak of diseases, and children responsibility were among factors that limited savings by the respondents. To mitigate these constraints effectively, the study revealed that farmers should developed three wallet accounts which include consumption, savings and investment wallet accounts to manage the revenue generated from the farmer enterprise."

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