Retail Banking

Author:   Dr. Keith Pond, PHD FCIB SFHEA
Publisher:   Gosbrook Professional Publishing
Edition:   4th Revised edition
ISBN:  

9781912184002


Pages:   168
Publication Date:   31 May 2017
Format:   Paperback
Availability:   In Print   Availability explained
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Retail Banking


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Overview

This fourth edition of Retail Banking is a comprehensive, up-to-date introduction to the principles of banking. Aimed at bank staff and students the text is packed with international examples and case studies and covers all aspects of banking in the modern financial services industry. It clearly explains the regulatory, social, technological and practical environment in which retail banks operate. Topics covered include: banking risks and regulation payment methods, fund transfers, collecting and paying banks principles of the banker-customer relationship the balance between liquidity and profitability principles of lending and key credit risk tools. The text is complemented by online support material and a tutor resource containing dozens of practice tasks for students.

Full Product Details

Author:   Dr. Keith Pond, PHD FCIB SFHEA
Publisher:   Gosbrook Professional Publishing
Imprint:   Gosbrook Professional Publishing
Edition:   4th Revised edition
Dimensions:   Width: 15.60cm , Height: 1.00cm , Length: 23.40cm
Weight:   0.269kg
ISBN:  

9781912184002


ISBN 10:   1912184001
Pages:   168
Publication Date:   31 May 2017
Audience:   College/higher education ,  Professional and scholarly ,  Professional and scholarly ,  Tertiary & Higher Education ,  Professional & Vocational
Format:   Paperback
Publisher's Status:   Active
Availability:   In Print   Availability explained
This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us.

Table of Contents

Part I THE RETAIL BANKING ENVIRONMENT 1 The retail banking environment 2 What is retail banking? 3 How do retail banks work? 4 Retail banks and the economy 5 Retail banking regulation 6 Competition in retail banking Part II INSIDE THE RETAIL BANK 7 Retail banking products 8 Retail banking channels 9 Payments and payment systems 10 Credit appraisal 11 Banking securities 12 The recovery of money Appendix A Personal credit scoring Appendix B Business lending proposition Appendix C Personal case studies

Reviews

Retail Banking is one of those areas which we all 'know'...except we don't! Truly the lynchpin of all financial services, retail banking is commonly misunderstood: customers still mis-buy, bankers still mis-sell or misunderstand the needs of both parties, and all stakeholders attempt to navigate their way through an ever-changing environment, often not really grasping the interdependencies of the retail banking business. This text returns to the basics and plots a clear pathway so as to enable full understanding of the retail banking environment and the main banker-customer interactions. For the prospective or novice banker, as well as the more experienced, this is a worthwhile and enjoyable read - it will be on my students' Essential Reading list.Wendy Chowne, Senior Lecturer, The London Institute of Banking & Finance


Author Information

Author Website:   http://www.keithpond.co.uk/

Keith Pond PHD FCIB SFHEA is Associate Dean (Teaching) at Loughborough University School of Business and Economics. An innovative teacher, and passionate about sharing his experience and knowledge, Keith has built on his foundations in banking with Midland Bank and lectures in banking at Loughborough and Birmingham Universities, and at the London Institute of Banking and Finance.

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Author Website:   http://www.keithpond.co.uk/

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