Overview

The advancement of financial technology (FinTech) and artificial intelligence (AI) transforms the financial services industry, introducing both opportunities and challenges. As these technologies reshape everything from asset management to fraud detection and customer service, they raise questions about regulation, risks, and ethical responsibilities. Fast-paced innovations have the potential to create vulnerabilities in data privacy, algorithmic bias, financial stability, and consumer protection. Addressing these concerns requires a balanced approach that fosters innovation while ensuring ethical standards to safeguard public trust and system integrity. Regulation, Emerging Risk, and Ethics in FinTech and AI explores how regulatory frameworks adapt to the evolution of FinTech and AI, and examines the emerging risks these technologies pose to financial stability, consumer rights, and data security. It investigates the ethical implications of algorithmic decision-making, transparency, and accountability in automated financial systems. This book covers topics such as business regulations, ethics and law, and financial literacy, and is a useful resource for business owners, engineers, policymakers, government officials, academicians, researchers, and scientists.

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9798337365886

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Haojun Chen holds a Doctorate in Business Administration with a specialization in finance from the University of Manchester Alliance Business School and an MSc in Statistics from Colorado State University. His publications include research articles in prestigious financial journals and several textbooks on financial data science. Dr. Chen has also served as a reviewer and book editor for leading international academic journals and publishers. With extensive experience in hedge funds and the securities industry, Dr. Chen is a founding partner of BlackGold Inc., a global quantitative finance research company. He currently serves as an associate professor of finance at Guangzhou Huali College International School.

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