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"Dr. V.Sudha MBA, PhD is Senior Assistant Professor at the Department of Business Management, Osmania University. She has specialized in Finance and HR. Her research interests include Capital Markets, Corporate Finance and Financial Inclusion. Dr. Sudha has been involved in a project of X Finance Commission on ""Girls Education - Role of NGOs."" Dr. Sudha has been awarded the Career Award for Young Teachers by AICTE. She is a research supervisor at Osmania University and is presently guiding eight scholars. She has presented several papers in India and abroad. She has 20 publications in National and International Journals. She has organized several academic programmes and has an edited book to her credit. Dr. Sudha has delivered lectures at various colleges as guest faculty and is associated with several companies as academic consultant. Dr. Krishna Reddy Bhimavarapu MSc, MPhil, Ph D, is a Professor and Head, Dept. of Business Management, Osmania University, Hyderabad, A.P., India. He served the University in several Academic and Administrative positions for the last 25 years. Prof. Krishna Reddy has received BEST PAPER Award from Industrial Engineering journal for his paper ""CLUSTERING - AN EFFECTIVE TOOL FOR ANALYSING BREAK DOWN PATTERNS"" in the year 2008. His research interests and publications are in the areas of - Supply Chain Management, Data Analysis and Modeling, Marketing Research, Statistics and Operations Management. He has published over 40 articles in journals, conference proceedings & books. He was a speaker in number of teacher training programmes and delivered several guest lectures at various colleges for MBA students."

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