Personal Debt in Europe: The EU Financial Market and Consumer Insolvency
Author:   Federico Ferretti (Universita di Bologna) ,  Daniela Vandone
Publisher:   Cambridge University Press
ISBN:  

9781108445474


Pages:   256
Publication Date:   26 May 2022
Format:   Paperback
Availability:   Manufactured on demand   Availability explained
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Personal Debt in Europe: The EU Financial Market and Consumer Insolvency


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Author:   Federico Ferretti (Universita di Bologna) ,  Daniela Vandone
Publisher:   Cambridge University Press
Imprint:   Cambridge University Press
Weight:   0.351kg
ISBN:  

9781108445474


ISBN 10:   1108445470
Pages:   256
Publication Date:   26 May 2022
Audience:   Professional and scholarly ,  Professional & Vocational
Format:   Paperback
Publisher's Status:   Active
Availability:   Manufactured on demand   Availability explained
We will order this item for you from a manufactured on demand supplier.

Table of Contents

1. Introduction; 2. Personal debt in the economy; 3. The industry of personal debt; 4. From indebtedness to over-indebtedness: multidimensional causes and consequences; 5. EU policy and law for the prevention and management of over-indebtedness; 6. The role and function of solvency data and financial technologies; 7. Credit risk analysis and creditworthiness in relation to EU data protection legislation; 8. The treatment of over-indebtedness: towards a harmonisation of personal insolvency law in a fragmented EU?; 9. Conclusions and scope for further research.

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Author Information

Federico Ferretti is Associate Professor in Economic Law and Financial Markets, Department of Sociology and Economic Law, University of Bologna (Italy) and a member of the Financial Services User Group of the European Commission. He is a qualified lawyer of the High Courts of Italy. Daniela Vandone is Full Professor of Banking and Finance, Department of Economics, Management, and Quantitative Methods, University of Milan. Her research interests are in financial markets and institutions, with a focus in the microeconomics of banking, financial regulation, financial decision-making, household finance, personal debt, and over-indebtedness.

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