Overview

Money skills don't start at adulthood - they start now. Money in Motion is a practical, age-appropriate personal finance curriculum designed specifically for middle school students (Grades 6-8). Written by an experienced educator, this book teaches students how money actually works in everyday life - without fear, jargon, or oversimplification. Through clear lessons, real-world scenarios, and hands-on activities, students learn how to earn, budget, save, spend, and protect their money in a digital world. From understanding paychecks and taxes to building zero-based budgets, spotting scams, and making smart consumer choices, this book turns financial literacy into a life skill, not a lecture. Unlike generic ""money books,"" Money in Motion is classroom-tested and student-friendly. It emphasizes decision-making, responsibility, and confidence, helping students understand that money is a tool that creates options - not stress. Perfect for: Middle school classrooms Homeschool and co-op programs Financial literacy courses Parents teaching real-life money skills Inside students will learn how to: Earn and manage income responsibly Build simple, zero-based budgets Use saving systems like 40/40/20 Understand banking, debit, and digital payments Avoid scams, impulse spending, and lifestyle creep Think critically about advertising and peer pressure Prepare for emergencies with confidence This book doesn't just teach money concepts - it builds habits that last a lifetime.

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