Overview

For every young person who grew up watching their parents work hard and still struggle. For every first-generation earner sitting with a payslip, a phone full of people who need something, and no map for what comes next. This book is your map. Are you tired of living paycheck to paycheck while carrying the weight of family expectations? You are not alone. Millions of first-generation earners work hard, earn a decent salary, and still end the month with nothing to show for it. The problem isn't your income-it's that you never learned the system. Money Before Midnight is the financial literacy guide they didn't teach in school and your parents couldn't teach because they didn't know it either. Written specifically for high-obligation earners in communal cultures (especially in Africa and the diaspora), this book bridges the gap between earning money and building wealth.

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