Overview

The key objective of reforms in the banking sector in India since early 1990s has been to enhance the stability and efficiency of banks. The enactment of the Securitisation, Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002 was an important landmark in the ongoing reforms in the financial sector. The Act enables the setting up of asset management companies, addressing the problem of non-performing assets (NPAs) of banks and financial institutions and enhancing creditor rights. The present volume contains 16 well-researched papers dealing with different aspects of current banking practices in India. The papers, authored by experts in the field, explain and evaluate Indian banking system in the liberalised regime and offer policy recommendations for improving efficiency of banks to achieve standards comparable to best international practices.

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