Overview

Breaking the bottleneck of SME financing and promoting consumption by lifting consumer credit have become an important way to realize the transformation from wholesale finance to retail finance in China. This book puts the focus on consumer financing, introducing the financing situation, constraints, preferences, and representative tools, and gives a brief discussion on the Credit Reference System in China. It will be indispensable to every financial company intending to expand business through financing tools, and any academic institutions wishing to make more sense of this topic.

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9781527543713

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Dr Lu Han is Associate Professor and Master Tutor in the School of Management Science and Engineering at the Central University of Finance and Economics, China. She previously worked as a Visiting Scholar in the School of Information and Library Science at the University of North Carolina Chapel Hill, USA, from 2018 to 2019, and was engaged in postdoctoral research in the PBC School of Finance at Tsinghua University, China, from 2012 to 2014. Her research interests are data mining, knowledge engineering, and investment management.

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