Overview

Katy Votava, Ph.D., RN believes that if folks had a little more information up front, they could make better decisions about their Medicare plans and make Medicare work for them. In this book, Dr. Katy introduces you to Medicare from her viewpoint with up-to-the-minute information, she explores the entire scope of Medicare, in an easy to understand style. This guide highlights the most important factors to help you plan for your Medicare transition right now. Dr. Katy also reveals how some savvy financial planning before you enroll in Medicare can have a significant impact on how much you will pay. So, even if you have a plan already, your plan and all other on the market come out with new pricing and benefits every fall. One of the most valuable tips she always tells people, reevaluate your Medicare plan every year. In this book you will learn: The many types of Medicare When to enroll How to apply Which Medicare parts you will need What effects premiums How to shop smart for plans How to determine if your doctors take Medicare How to figure out how much of your medication costs will be covered Do's and don'ts of Medicare Where to get help After reading this guide you will know some of her secrets that will help you: Avoid paying lifelong penalties for enrolling in Medicare at the wrong time. Choose a Medicare plan that covers your specific needs at the best possible price, so you do not overpay for your Medicare as most people do. Limit hassles and unnecessary expenses by selecting plans that include your doctors, health services, and medications. Get the best medical care for you or a loved one. Save money on prescription medications.

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Dr. Katy Votava is an expert on personal health care costs, Medicare, and long-term care. She is the President and founder of GOODCARE.com, a unique fee-for-service consulting firm, working with financial advisors, individuals and small businesses all over the United States, to help them avoid healthcare cost sink holes and maximize their healthcare options. Dr. Katy is the author of the eBook Making the Most of Medicare: A Guide for Baby Boomers and a Medicare columnist and blogger for InvestmentNews. She has been featured in the Wall Street Journal, Financial Advisor, USA Today, CNBC, MONEY magazine, Retirement Weekly, the Journal of Financial Planning and many other publications. Dr. Katy is also a sought after speaker on personal health care finance and Medicare. Votava is a Registered Nurse with a Ph.D. in health economics and nursing from the University of Rochester where she completed a pre-doctoral fellowship in a community and preventive medicine and a post-doctoral fellowship at Harvard Medical School. Dr. Katy and her team provide specialized services, as her in-depth experience as a nurse practitioner, health economist, administrator, educator, and researcher gives her a broad view of health care in retirement, what the real impact is on consumers, and how to effectively plan for and manage healthcare in retirement.

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