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A treasure trove of information. Michael's done an excellent job of addressing many of the key factors a thoughtful investor should be familiar with. --HAROLD EVENSKY, President of Evensky & Katz; Noted as the Dean of Financial Planning ; Texas Tech Adjunct Graduate Professor; Author of Retirement Income Redesigned, The New Wealth Management, The Investment Think Tank, and Hello Harold Michael's done an amazing job of describing the different approaches to generating retirement income, and running careful comparison tests to demonstrate which approaches work best. --JOSEPH TOMLINSON, Actuary, Certified Financial Planner; Author of The Search for a Safe Retirement Withdrawal Rate in Retirement Income Journal and Retirement Income Products: A Wish List in Financial Planning An excellent and comprehensive analysis of numerous retirement income strategies. It is a 'must-read' for all financial planners specializing in the retirement arena. --JIM OTAR, Author of Unveiling the Retirement Myth, Certified Financial Planner, Engineer

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