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9781504743808

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A comprehensive addition to the ongoing discussions of both inequality and the financial system. -- Kirkus Reviews The author's emphasis is not on curtailing megabanks' privileges...but on providing secure, low-cost credit for those who need it most. Her back-to-the-future solution is postal banking. Although the idea sounds terribly old-fashioned-it hasn't been seen in the US since the 1960s-more than fifty nations, including Japan and Germany, maintain a vibrant postal-bank system, a pillar of their strong savings cultures. -- Maclean's Baradaran has done a masterful job of turning what could be incredibly dry material into a well-paced, accessible chronicle. -- American Prospect Echoes the photojournalism of Jacob Riis whose 1890 work on the slums of New York, How the Other Half Lives, spurred a housing-reform movement. -- Financial Times (London) Excellent...Baradaran makes a compelling case for a postal banking system which would greatly benefit millions of struggling 'unbanked' Americans. -- Huffington Post Argues persuasively that the banking industry, fattened on public subsidies, owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us. -- New York Times Book Review The crisis of 2008 was not an aberration...And we have not fixed the deep-seated underlying problems. A must read for anyone who aspires to build financial security for themselves, for their family, and for the nation. -- Simon Johnson, New York Times bestselling author

The crisis of 2008 was not an aberration...And we have not fixed the deep-seated underlying problems. A must read for anyone who aspires to build financial security for themselves, for their family, and for the nation. -- Simon Johnson, New York Times bestselling author Argues persuasively that the banking industry, fattened on public subsidies, owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us. -- New York Times Book Review Excellent...Baradaran makes a compelling case for a postal banking system which would greatly benefit millions of struggling 'unbanked' Americans. -- Huffington Post Echoes the photojournalism of Jacob Riis whose 1890 work on the slums of New York, How the Other Half Lives, spurred a housing-reform movement. -- Financial Times (London) Baradaran has done a masterful job of turning what could be incredibly dry material into a well-paced, accessible chronicle. -- American Prospect The author's emphasis is not on curtailing megabanks' privileges...but on providing secure, low-cost credit for those who need it most. Her back-to-the-future solution is postal banking. Although the idea sounds terribly old-fashioned-it hasn't been seen in the US since the 1960s-more than fifty nations, including Japan and Germany, maintain a vibrant postal-bank system, a pillar of their strong savings cultures. -- Maclean's A comprehensive addition to the ongoing discussions of both inequality and the financial system. -- Kirkus Reviews

A comprehensive addition to the ongoing discussions of both inequality and the financial system. -- Kirkus Reviews Argues persuasively that the banking industry, fattened on public subsidies, owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us. -- New York Times Book Review Baradaran has done a masterful job of turning what could be incredibly dry material into a well-paced, accessible chronicle. -- American Prospect Echoes the photojournalism of Jacob Riis whose 1890 work on the slums of New York, How the Other Half Lives, spurred a housing-reform movement. -- Financial Times (London) Excellent...Baradaran makes a compelling case for a postal banking system which would greatly benefit millions of struggling 'unbanked' Americans. -- Huffington Post The author's emphasis is not on curtailing megabanks' privileges...but on providing secure, low-cost credit for those who need it most. Her back-to-the-future solution is postal banking. Although the idea sounds terribly old-fashioned-it hasn't been seen in the US since the 1960s-more than fifty nations, including Japan and Germany, maintain a vibrant postal-bank system, a pillar of their strong savings cultures. -- Maclean's The crisis of 2008 was not an aberration...And we have not fixed the deep-seated underlying problems. A must read for anyone who aspires to build financial security for themselves, for their family, and for the nation. -- Simon Johnson, New York Times bestselling author

Author Information

Mehrsa Baradaran is an associate professor at the University of Georgia School of Law. Priya Ayyar is an audiobook narrator, actor, and writer with a BFA and MFA from NYU's Tisch School of the Arts. Her acting credits for television and film include Law & Order: Criminal Intent, All My Children, and the documentary The Children of War. She has appeared on stage in War of the Unheard, Aminta, and The Road Home, and she has written and performed in the plays Karmic Fusion and Losing Remote Control.

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