Housing Wealth in Retirement Strategies: Towards Understanding and New Hypotheses

Author:   J. Toussaint
Publisher:   IOS Press
Volume:   Volume 42
ISBN:  

9781607507802


Pages:   250
Publication Date:   12 March 2012
Format:   Paperback
Availability:   Awaiting stock   Availability explained
The supplier is currently out of stock of this item. It will be ordered for you and placed on backorder. Once it does come back in stock, we will ship it out for you.

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Housing Wealth in Retirement Strategies: Towards Understanding and New Hypotheses


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Overview

What is the current role of housing wealth in household retirement strategies across the European Union member states, and could this role be extended? This question is often raised by researchers and policymakers as governments search for ways to cut pensions expenditure. Owner-occupation could potentially be part of a solution as the retired are often rich in terms of housing wealth. The existing theory shows that owning one's own home can be regarded as a form of pension: once the mortgage has been repaid, housing expenses are substantially lower and housing wealth can also be cashed in, either by selling or using equity release schemes. However, converting housing assets into cash is a much less common strategy than expected. This book contributes to existing knowledge by relating household strategies to broader national contexts. The countries included in the study are Belgium, Finland, Germany, Hungary, Portugal, Slovenia, Sweden and United Kingdom, while the Netherlands is the subject of particular attention. The study suggests that owner-occupation is not the clear-cut solution that governments might have hoped for.

Full Product Details

Author:   J. Toussaint
Publisher:   IOS Press
Imprint:   IOS Press,US
Volume:   Volume 42
Dimensions:   Width: 23.90cm , Height: 1.10cm , Length: 16.20cm
ISBN:  

9781607507802


ISBN 10:   1607507803
Pages:   250
Publication Date:   12 March 2012
Audience:   Professional and scholarly ,  College/higher education ,  Professional & Vocational ,  Postgraduate, Research & Scholarly
Format:   Paperback
Publisher's Status:   Active
Availability:   Awaiting stock   Availability explained
The supplier is currently out of stock of this item. It will be ordered for you and placed on backorder. Once it does come back in stock, we will ship it out for you.

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