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Game of Loansincludes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data.---Jason Delisle, Education Next Influential.---Stephen Dash, Forbes.com, The authors [ofGame of Loans] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded.---Jamaal Abdul-Alim, Diverse Magazine For many casual observers, the evidence and arguments presented in ...Game of Loanswill be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time.---Beckie Supiano, Chronicle of Higher Education Successfully aimed at non-economists, [Game of Loansis] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans.---David Wessel, Wall Street Journal In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008.---Rana Foroohar, New York Review of Books

[Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available.--AEIdeas This insightful book provides an excellent overview of the current student loan system. Presenting evidence about who borrows, how much they borrow, and the burden of repayment, Akers and Chingos refute the idea that there is a general student loan crisis, highlight the real problems that do exist, and propose solutions. --Sandy Baum, coauthor of the annual Trends in Student Aid and Trends in College Pricing Clearly written and much needed, Game of Loans provides insight into the student loan market in the United States. --Sarah Turner, University of Virginia Higher education is essential to our nation's future, so how do we pay for it? Game of Loans tackles that urgent question--and it does so brilliantly. With lucid prose and crisp analysis, Beth Akers and Matthew Chingos puncture myths, reveal facts, and chart a sensible course forward. This book is a game-changer, and it should be required reading for everyone interested in higher education and public policy. --Christopher L. Eisgruber, president of Princeton University If you want to understand student debt, read this book. Akers and Chingos get past anecdote and hyperbole to explain, with data, what is and is not working in our student loan system. Game of Loans is rigorous, clearly written, and eye opening. Students, policy wonks, and curious observers of the student loan 'crisis' will all benefit from its insights. --Susan Dynarski, University of Michigan The authors [ofGame of Loans] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded.---Jamaal Abdul-Alim, Diverse Magazine Successfully aimed at non-economists, [Game of Loansis] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans.---David Wessel, Wall Street Journal In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008.---Rana Foroohar, New York Review of Books Game of Loansincludes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data.---Jason Delisle, Education Next Influential.---Stephen Dash, Forbes.com, For many casual observers, the evidence and arguments presented in ...Game of Loanswill be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time.---Beckie Supiano, Chronicle of Higher Education

Game of Loansincludes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data. --Jason Delisle, Education Next The authors [ofGame of Loans] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded. --Jamaal Abdul-Alim, Diverse Magazine For many casual observers, the evidence and arguments presented in ...Game of Loanswill be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time. --Beckie Supiano, Chronicle of Higher Education Successfully aimed at non-economists, [Game of Loansis] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans. --David Wessel, Wall Street Journal [Beth Akers and Matthew Chingos] pore over the data and find, in Game of Loans, that college prices and student debt loads are more affordable than the dominant political narrative would have us believe. . . . Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data. --Jason Delisle, Education Next Influential. --Stephen Dash, Forbes.com [Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available. --AEIdeas One of the best things about Game of Loans is that the authors are cautious even in the way they prescribe various policy solutions. . . . But the book's greatest contribution is its call for a more accurate description of the student loan problem in the first place. . . . The authors also deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded. --Jamaal Abdul-Alim, Diverse Magazine In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008. --Rana Foroohar, New York Review of Books

Game of Loansincludes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data.---Jason Delisle, Education Next Influential.---Stephen Dash, Forbes.com, The authors [ofGame of Loans] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded.---Jamaal Abdul-Alim, Diverse Magazine For many casual observers, the evidence and arguments presented in ...Game of Loanswill be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time.---Beckie Supiano, Chronicle of Higher Education Successfully aimed at non-economists, [Game of Loansis] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans.---David Wessel, Wall Street Journal In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008.---Rana Foroohar, New York Review of Books Game of Loansincludes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data. --Jason Delisle, Education Next The authors [ofGame of Loans] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded. --Jamaal Abdul-Alim, Diverse Magazine For many casual observers, the evidence and arguments presented in ...Game of Loanswill be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time. --Beckie Supiano, Chronicle of Higher Education Successfully aimed at non-economists, [Game of Loansis] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans. --David Wessel, Wall Street Journal Influential. --Stephen Dash, Forbes.com [Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available. --AEIdeas In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008. --Rana Foroohar, New York Review of Books

[Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available. --AEIdeas Game of Loansincludes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data. ---Jason Delisle, Education Next For many casual observers, the evidence and arguments presented in ...Game of Loanswill be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time. ---Beckie Supiano, Chronicle of Higher Education In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008. ---Rana Foroohar, New York Review of Books Influential. ---Stephen Dash, Forbes.com, The authors [ofGame of Loans] deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded. ---Jamaal Abdul-Alim, Diverse Magazine Successfully aimed at non-economists, [Game of Loansis] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans. ---David Wessel, Wall Street Journal Clearly written and much needed, Game of Loans provides insight into the student loan market in the United States. --Sarah Turner, University of Virginia This insightful book provides an excellent overview of the current student loan system. Presenting evidence about who borrows, how much they borrow, and the burden of repayment, Akers and Chingos refute the idea that there is a general student loan crisis, highlight the real problems that do exist, and propose solutions. --Sandy Baum, coauthor of the annual Trends in Student Aid and Trends in College Pricing If you want to understand student debt, read this book. Akers and Chingos get past anecdote and hyperbole to explain, with data, what is and is not working in our student loan system. Game of Loans is rigorous, clearly written, and eye opening. Students, policy wonks, and curious observers of the student loan 'crisis' will all benefit from its insights. --Susan Dynarski, University of Michigan Higher education is essential to our nation's future, so how do we pay for it? Game of Loans tackles that urgent question--and it does so brilliantly. With lucid prose and crisp analysis, Beth Akers and Matthew Chingos puncture myths, reveal facts, and chart a sensible course forward. This book is a game-changer, and it should be required reading for everyone interested in higher education and public policy. --Christopher L. Eisgruber, president of Princeton University

For many casual observers, the evidence and arguments presented in . . . Game of Loans will be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time. --Beckie Supiano, Chronicle of Higher Education -[Beth Akers and Matthew Chingos] pore over the data and find, in Game of Loans, that college prices and student debt loads are more affordable than the dominant political narrative would have us believe. . . . Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data.---Jason Delisle, Education Next -Influential.---Stephen Dash, Forbes.com -[Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available.---AEIdeas -For many casual observers, the evidence and arguments presented in . . . Game of Loans will be new. And if [you] read [the] book, that could help inform a public debate that's bound to stick around for some time.---Beckie Supiano, Chronicle of Higher Education -One of the best things about Game of Loans is that the authors are cautious even in the way they prescribe various policy solutions. . . . But the book's greatest contribution is its call for a more accurate description of the student loan problem in the first place. . . . The authors also deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded.---Jamaal Abdul-Alim, Diverse Magazine -Successfully aimed at non-economists, [Game of Loans is] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans.---David Wessel, Wall Street Journal -In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008.---Rana Foroohar, New York Review of Books [Beth Akers and Matthew Chingos] pore over the data and find, in Game of Loans, that college prices and student debt loads are more affordable than the dominant political narrative would have us believe. . . . Game of Loans includes a clear and concise analysis of college prices and student borrowing patterns over time, filling in holes in a debate often bereft of relevant and reliable data. --Jason Delisle, Education Next Influential. --Stephen Dash, Forbes.com [Akers and Chingos] provide compelling evidence that paying for the costs of higher education is relatively feasible under the plethora of public financing options available. --AEIdeas Successfully aimed at non-economists, [Game of Loans is] clearly written. [It is a] powerful antidote to the stereotypes and myths that have grown up around student loans. --David Wessel, Wall Street Journal One of the best things about Game of Loans is that the authors are cautious even in the way they prescribe various policy solutions. . . . But the book's greatest contribution is its call for a more accurate description of the student loan problem in the first place. . . . The authors also deserve credit for taking a good hard look at prevailing narratives, such as the one that holds that student loans are causing borrowers to delay major life decisions, such as buying homes or getting married, and building a case that many of those narratives are unfounded. --Jamaal Abdul-Alim, Diverse Magazine In Game of Loans, we learn that only a quarter of first-year college students can predict their debt load within 10 percent of the correct amount, in large part because students are regularly overpromised financial aid in complex deals that then change year by year, just like the subprime mortgages that blew up in 2008. --Rana Foroohar, New York Review of Books

Author Information

Beth Akers is a senior fellow at the Manhattan Institute for Policy Research. Matthew M. Chingos is director of the Education Policy Program at the Urban Institute and the coauthor of Crossing the Finish Line: Completing College at America's Public Universities (Princeton).

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