Overview

Managing money doesn't have to be overwhelming or confusing. Future-Focused Wealth: How to Build Financial Freedom at Your Own Pace is a clear, practical guide designed to help individuals take control of their finances, build long-term wealth, and create a more secure future-without complicated jargon or unrealistic promises. Written by Certified Financial Planner(TM) Melissa Cox, this book is for anyone who wants to achieve financial confidence-whether they're just starting their financial journey, recovering from past mistakes, or looking for a better way to manage and grow their money. Rather than promoting a one-size-fits-all approach, Future-Focused Wealth focuses on realistic, customizable financial strategies that fit different lifestyles, incomes, and personal goals. Through real-life examples, expert insights, and easy-to-follow strategies, this book helps readers: Develop a personalized financial plan that aligns with their life and goals Understand the psychology of money and break free from financial stress and self-doubt Save and invest wisely, even with limited resources or no prior experience Navigate life's biggest financial milestones, from buying a home to preparing for retirement Balance everyday expenses while making long-term financial security a reality Melissa Cox brings over two decades of financial planning experience, as well as her own personal journey of overcoming financial uncertainty, to make this book relatable, empowering, and actionable. She understands that financial planning isn't just about numbers-it's about creating choices, reducing stress, and allowing people to focus on what truly matters in life . Unlike traditional finance books that can feel overly technical or intimidating, Future-Focused Wealth is straightforward, engaging, and approachable. It's not about achieving perfection or following rigid financial rules-it's about making steady progress and building confidence along the way. Whether you're a young professional, a business owner, or someone looking to gain clarity and control over your finances, this book provides the guidance and encouragement needed to take the next step toward a stronger financial future.

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I consider myself so fortunate to have read this invaluable book as already it has made such a great difference in my family's financial life! With unusual clarity (and even a fun sense of humor), Melissa Cox covers just about every money topic anyone from 16-96 should know about-and probably has never been taught. As a senior citizen, how I wish I had read this book decades earlier; undoubtedly, our retirement years would be even more financially secure. Whether you are a novice in money management or you are someone who has great expertise with money matters, this book is a must-read.

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