Overview

Fundamentals of Banking and Insurance - Part I is a comprehensive and thoughtfully structured textbook designed to meet the academic needs of undergraduate students, in accordance with the latest guidelines of the National Education Policy (NEP) 2020. The book offers a foundational understanding of two of the most critical sectors of the financial system-Banking and Insurance-making it an essential resource for students pursuing courses in Commerce, Management, Economics, Finance, and allied disciplines. In the context of today's dynamic financial environment, possessing a sound knowledge of banking and insurance has become indispensable. This textbook has been carefully crafted to provide students with conceptual clarity, theoretical grounding, and practical insights, ensuring a well-rounded approach to learning. The content is systematically organized, progressing from basic concepts to more advanced themes, helping students build a coherent understanding of the subjects. Features of the Book: Curriculum-Aligned Content: Developed in line with the undergraduate syllabi prescribed under NEP 2020, making it suitable for students across universities and colleges in India. Clear and Accessible Language: Concepts are explained in a lucid and student-friendly manner to facilitate comprehension for readers at all levels. Comprehensive Coverage: The book covers essential topics in both banking and insurance, offering a balanced approach to theory and practice. Contemporary Relevance: Real-life examples and illustrations have been incorporated to connect theoretical learning with modern financial practices. Pedagogical Aids: Each chapter concludes with summaries, key terms, and review questions to reinforce learning and encourage critical thinking. Skill-Oriented Approach: Designed to help students develop analytical skills, conceptual clarity, and a practical understanding necessary for both academic excellence and professional competence.

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Surjeet Kumar is Assistant Professor by profession and writer by passion. He believes, poems are the mode of expressions that bind the vision and emotions in wonderful phrases. Poems have an ability to decorate ambiance along with infusing strengths among people whenever s/he does not feel comfortable. He has been fond of writing on numerous topics such as love, empathy, thrilling, inspirational, loneliness, reflection, introspection and many more since his school days. He would like to amaze his readers by his writing style on contemporary topics. He is grateful to his readers and their opinions which support him to enhance his capacity in writing poems.

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