Overview

Schools teach you algebra. Banks teach you to borrow. Financial media teaches you fear. None of them teach you the first principles of personal finance. First Principles Finance explains money from the ground up. No products. No jargon. Just the rules of a game you have been playing all along. In 24 short chapters: Why doing nothing with your money is a guaranteed loss The difference between income and net worth - and why most people watch the wrong number Why the simplest investing strategy beats nearly every fund manager Why financial freedom is a math problem - and the math is friendlier than you think The goal isn't a plan. Plans get abandoned. The goal is conviction - the kind that doesn't panic in a market correction or confuse a car loan with financial progress. The rules have always been knowable. They just weren't taught. Read it once. Revisit it for life.

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