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9781036468002

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Dr Channaveerayya Hiremath, Assistant Professor at Garden City University, Bengaluru, India, holds a PhD in Commerce from the Central University of Karnataka (India). His research focuses on financial literacy, digital payments, and agriculture. He has published extensively in UGC-CARE and Web of Science-listed journals and presented papers at international conferences. Dr Hiremath is a recipient of the Indian Council of Social Science Research Doctoral Fellowship and interned with the Reserve Bank of India. With experience as an Assistant Professor, he is fluent in Kannada, English, and Hindi. Dr Bondita Saikia, Assistant Professor of Economics in Jorhat College (Amalgamated), Assam, India, is an early career researcher specializing in agricultural economics, development economics, and Input-Output Modeling. She holds a PhD in Economics from the Central University of Karnataka and has published extensively in UGC-CARE, Scopus-Indexed and Web-of-Science journals. She has also contributed book chapters on social and economic issues, including livelihood strategies and tenant farming. Dr Saikia has presented her work at national and international conferences.

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