Overview

This is an institutional narrative of a bank in a developing economy which acts as a case study and brings out the essential relationship between finance and economic development. The volume defines the financial intermediary organization and relates it to the process of economic development. In the process the authors argue that the conventional models of banking constructed for developed countries need to be complemented by institutional narratives of banking that focus on minimization of the transaction costs of finance and organization.The book also includes a comprehensive review of certain banking policies that are critical for the successful transformation of the industry into a high growth-high efficiency structure. Interesting features of the book include: more than 50 years of balance sheet data of the bank collected and analyzed; case studies of borrowers in the priority sectors; small sample interview of depositors; old rare photographs and advertisements; and, a highly structured institutional narrative.

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9781281963604

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