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Awais Ur Rehman is a Finance, Law, and Islamic Finance expert, holding a PhD in Finance, MS Finance, LLB, and MSc in Economics. With over 5 years of experience, he has excelled as an Assistant Professor, and Lecturer and also in the applied corporate world as Factory Manager. Driven by a passion for research, he has published in esteemed journals, focusing on Financial inclusion, Islamic finance, and behavioral finance. Arsalan Haneef Malik is an academician and experienced professional in accounting and finance. He is affiliated with the Institute of Business Management (IoBM) Karachi, Pakistan. With a PhD from the University of Malaysia Sarawak, he has published extensively in the social sciences in highly reputed journals. Among his research areas are financial inclusion, financial stability, institutional quality, and environmental and social sustainability. He inspires and mentors students to think critically and apply their knowledge to real-world situations. Arsalan Haneef Malik is committed to academic excellence and shaping the next generation of financial professionals. Research work can be followed on the links below.

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