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Agnieszka Wójcik-Czerniawska , Ass. Prof. at SGH- Warsaw School of Economics; Department of Management and Finance. The PhD of Economics field- Management based on the thesis” Development strategies of enterprises in the biofuel sector”; MBA in Spanish- ICEX-CECO- Madrid, DBA (Doctor of Business Administration,), LL.D (Doctor of Laws), DPH (Doctor of Public Health). Visiting Professor at many foreign Universities in Europe (Italy, Spain, France) and World (Peru, Kenya, Turkey, Georgia). The area of research are connected with: modern finance, finance technology, digital currency, financial isolation, silver generation, circular economy, innovative marketing, society in digitalization world. The participant in many international conferences in all around the world. The keynote speak in world conferences in: Milan, Turkey, Republic of South Africa, Ireland, Bahrain, London . The polyglot with more than twelve languages.

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