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Dharmendra Singh is working as a program head (Finance) at Modern College of Business and Science, Muscat (Oman). He possesses a rich professional experience of over 21 years in the field of finance. He holds a Ph.D. (Finance), professional certifications like Certified Financial Planner (CFP), and an associate diploma (life insurance). He has published several articles & research papers in various international and refereed journals listed in ABDC and CABS. His research area includes banking, corporate finance, and entrepreneurship. Swati Gupta is currently working as Associate Professor in Department of Computer Science in KR Mangalam University, Gurugram. Her area of research are Database, Data Mining, Machine Learning and Artificial Intelligence. Prior to her appointment at KRMU, she was working in Amity University, Gurugram. Dr. Swati has received her undergraduate as well as her postgraduate degree in the field of computer science and her PhD is in field of Database and Data Mining. She has published a large number of papers in reputed Journals, conferences and books chapter.

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