Overview

DSCR vs Conventional & Hard Money is the definitive guide for real estate investors who want to grow faster, safer, and with less personal financial risk. Written by licensed mortgage broker and investor financing specialist Joseph G. Correa, this book reveals how professional investors use multiple financing systems to build portfolios that scale through any market cycle. Inside this book you will learn: - How DSCR loans allow unlimited rental growth without income verification - When conventional loans create massive long-term wealth - How hard money is used by professionals to unlock hidden deals - How to structure refinance exits that eliminate risk - How to build a portfolio that survives recessions - How to recycle equity into new properties without selling - How institutional investors actually structure their capital Whether you are buying your first rental or scaling toward a multi-million-dollar portfolio, this book gives you the same financing playbook used by private equity and professional landlords. DSCR lending represents a turning point in modern real estate. For the first time in history, everyday investors can use institutional-style underwriting that evaluates properties as businesses instead of borrowers as individuals. This allows you to build portfolios that scale without being trapped by tax returns, W-2 income, or debt-to-income ratios. It is the foundation of the professional investor class. This is not theory. It is a real-world blueprint. Start reading now and take control of your capital.

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