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'Mary Mellor has a superb understanding of the nature of money; of the institutions that underpin our monetary system, and of the economic frameworks within which monetary systems operate' -- Ann Pettifor, analyst of the global financial system, author of Just Money: How Society Can Break the Despotic Power of Finance and Director of Policy Research in Macroeconomics (PRIME) 'Demonstrates the need to change the way in which money is created, in order to stop the private sector undermining the public sector and enable a shift to an economy that is environmentally sustainable and socially just. Fresh, clear and incisive' -- Andrew Sayer, Professor of Social Theory and Political Economy at Lancaster University 'Prospering without growth requires reclaiming the creation of money from private banks. Now that even the likes of the IMF and the Bank of England entertain the idea of public money, how money is to be made public is as important as ever. And Mary Mellor's book has the right answers' -- Giorgos Kallis, ICREA Professor, ICTA, Autonomous University of Barcelona and Leverhulme Visiting Professor, SOAS 'An insightful and thought-provoking analysis. This book clearly shows why a monetary system based on debt inevitably leads to crisis' -- Ben Dyson, Positive Money 'Original and thought-provoking ... This well-researched study will interest anyone wanting to understand our current economic problems in order to take further action' -- Peace News 'Debt or Democracy will surely enhance her reputation as a radical socialist academic' -- Socialist Review 'This book deserves to be widely read and deeply considered ... I heartily recommend this book' -- Peace News

Mary Mellor has a superb understanding of the nature of money; of the institutions that underpin our monetary system, and of the economic frameworks within which monetary systems operate. I have looked forward to the publication of this book, and highly recommend it to readers. Because money is nothing more than civilisation's social and economic relationships, expressed in monetary terms, it should be a matter of intense focus of study for sociologists, as well as economists. Sadly, neither discipline has paid the subject sufficient attention. Mary Mellor is one of two fine sociologists (the other is Geoffrey Ingham) that writes authoritatively about money - and whose writing is highly accessible. -- Ann Pettifor, analyst of the global financial system, author of Just Money: How Society Can Break the Despotic Power of Finance and Director of Policy Research in Macroeconomics (PRIME) By challenging entrenched myths about money and economic value, Mary Mellor demonstrates the need to change the way in which money is created, in order to stop the private sector undermining the public sector and enable a shift to an economy that is environmentally sustainable and socially just. Fresh, clear and incisive. -- Andrew Sayer, Professor of Social Theory and Political Economy at Lancaster University Prospering without growth requires reclaiming the creation of money from private banks. Now that even the likes of the IMF and the Bank of England entertain the idea of public money, how money is to be made public is as important as ever. And Mary Mellor's book has the right answers. -- Giorgos Kallis, ICREA Professor, ICTA, Autonomous University of Barcelona and Leverhulme Visiting Professor, SOAS An insightful and thought-provoking analysis. This book clearly shows why a monetary system based on debt inevitably leads to crisis. -- Ben Dyson, Positive Money

'An insightful and thought-provoking analysis. This book clearly shows why a monetary system based on debt inevitably leads to crisis' -- Ben Dyson, Positive Money 'Prospering without growth requires reclaiming the creation of money from private banks. Now that even the likes of the IMF and the Bank of England entertain the idea of public money, how money is to be made public is as important as ever. And Mary Mellor's book has the right answers' -- Giorgos Kallis, ICREA Professor, ICTA, Autonomous University of Barcelona and Leverhulme Visiting Professor, SOAS 'Demonstrates the need to change the way in which money is created, in order to stop the private sector undermining the public sector and enable a shift to an economy that is environmentally sustainable and socially just. Fresh, clear and incisive' -- Andrew Sayer, Professor of Social Theory and Political Economy at Lancaster Universityâ 'Mary Mellor has a superb understanding of the nature of money; of the institutions that underpin our monetary system, and of the economic frameworks within which monetary systems operate' -- Ann Pettifor, analyst of the global financial system, author of Just Money: How Society Can Break the Despotic Power of Finance and Director of Policy Research in Macroeconomics (PRIME)

An insightful and thought-provoking analysis. This book clearly shows why a monetary system based on debt inevitably leads to crisis. -- Ben Dyson, Positive Money Prospering without growth requires reclaiming the creation of money from private banks. Now that even the likes of the IMF and the Bank of England entertain the idea of public money, how money is to be made public is as important as ever. And Mary Mellor's book has the right answers. -- Giorgos Kallis, ICREA Professor, ICTA, Autonomous University of Barcelona and Leverhulme Visiting Professor, SOAS By challenging entrenched myths about money and economic value, Mary Mellor demonstrates the need to change the way in which money is created, in order to stop the private sector undermining the public sector and enable a shift to an economy that is environmentally sustainable and socially just. Fresh, clear and incisive. -- Andrew Sayer, Professor of Social Theory and Political Economy at Lancaster Universityâ Mary Mellor has a superb understanding of the nature of money; of the institutions that underpin our monetary system, and of the economic frameworks within which monetary systems operate. I have looked forward to the publication of this book, and highly recommend it to readers. Because money is nothing more than civilisation's social and economic relationships, expressed in monetary terms, it should be a matter of intense focus of study for sociologists, as well as economists. Sadly, neither discipline has paid the subject sufficient attention. Mary Mellor is one of two fine sociologists (the other is Geoffrey Ingham) that writes authoritatively about money - and whose writing is highly accessible. -- Ann Pettifor, analyst of the global financial system, author of Just Money: How Society Can Break the Despotic Power of Finance and Director of Policy Research in Macroeconomics (PRIME)

Mary Mellor has a superb understanding of the nature of money; of the institutions that underpin our monetary system, and of the economic frameworks within which monetary systems operate. I have looked forward to the publication of this book, and highly recommend it to readers. Because money is nothing more than civilisation's social and economic relationships, expressed in monetary terms, it should be a matter of intense focus of study for sociologists, as well as economists. Sadly, neither discipline has paid the subject sufficient attention. Mary Mellor is one of two fine sociologists (the other is Geoffrey Ingham) that writes authoritatively about money - and whose writing is highly accessible. -- Ann Pettifor, analyst of the global financial system, author of Just Money: How Society Can Break the Despotic Power of Finance and Director of Policy Research in Macroeconomics (PRIME) By challenging entrenched myths about money and economic value, Mary Mellor demonstrates the need to change the way in which money is created, in order to stop the private sector undermining the public sector and enable a shift to an economy that is environmentally sustainable and socially just. Fresh, clear and incisive. -- Andrew Sayer, Professor of Social Theory and Political Economy at Lancaster University Prospering without growth requires reclaiming the creation of money from private banks. Now that even the likes of the IMF and the Bank of England entertain the idea of public money, how money is to be made public is as important as ever. And Mary Mellor's book has the right answers. -- Giorgos Kallis, ICREA Professor, ICTA, Autonomous University of Barcelona and Leverhulme Visiting Professor, SOAS

Author Information

Mary Mellor is Emeritus Professor at Northumbria University, where she was founding Chair of the University's Sustainable Cities Research Institute. She has published extensively on alternative economics integrating socialist, feminist and green perspectives. Her books include Debt or Democracy (Pluto, 2015), The Future of Money (Pluto, 2010) and The Politics of Money (Pluto, 2002).

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