Overview

Credit scoring - the scientific approach to determining which applicants are granted credit - is one of the by-products of the phenominal axpansion in consumer credit in the last two decades. Financial institutions have to develop efficient and sophisticated tools for controlling the granting and monitoring of such credit. These tools are based on statistical and operational research techniques and are some of the most successful applications of statistical theory of the last 20 years, yet the area is almost completely ignored in modern statistical textbooks. This book is based on the proceedings of a conference on credit scoring and credit control which brought together academics and practioners to consider developments in the subject. The papers discuss how new statistical techniques can be applied in credit scoring, as well as expanding the area were such scoring techniques are proving useful. The problems in implementing scoring systems and how they were overcome are discussed, as well as the changes in the objectives of such systems. The book should be of interest both to statisticians and operation research workers who wish to understand the subject, as well as giving practitioners a reference to the current thinking in this subject.

Full Product Details

Author:   L. C. Thomas ,  etc.
Publisher:   Oxford University Press
Imprint:   Clarendon Press
Volume:   New Series, No. 32
Dimensions:   Width: 15.60cm , Height: 2.30cm , Length: 23.40cm
Weight:   0.653kg
ISBN:  

9780198536512

ISBN 10:   0198536518
Pages:   290
Publication Date:   01 December 1991
Audience:   College/higher education ,  Professional and scholarly ,  Postgraduate, Research & Scholarly ,  Professional & Vocational
Format:   Hardback
Publisher's Status:   Active
Availability:   To order  
Stock availability from the supplier is unknown. We will order it for you and ship this item to you once it is received by us.

Table of Contents

"Part 1 Development of credit scoring: credit scoring and credit control from four points of view, E.M. Lewis; legal, social and economic issues in implementing scoring in the US, R.W. Johnson; original French experiences in scoring, C. Guyon. Part 2 Theory and models for credit scoring: discriminant analysis and related topics, D.M. Titterington; methods for credit scoring applied to slow payers, M. Boyle, et al; cluster analysis in credit scoring, M. Lundy; survival analysis and the credit granting decision, B. Narain; measures for comparing scoring systems, A.D. Wilkie. Part 3 Implementing credit scoring systems: how credit scoring really works, G. Wilkinson; the introduction of credit scoring into branch banking, D.B. Edelman; updating scorecards - removing the mystique, A. Lucas; turning data into information, G. Scallan. Part 4 New objectives in credit scoring systems: profit by the score, G. Bazley; activity scoring - an optimistic and proactive view of credit assessment?, M.F. Graney and A.J. Wynn; a comparison of discriminators under alternative definitions of credit default, J.N. Crook, et al; ""The score's the limit?!"", M. O'Connor. Part 5 Behavioural scoring: behaviour scoring and adaptive control systems, M.A. Hopper and E.M. Lewis."

Reviews

Author Information

Tab Content 6

Author Website:  

Customer Reviews

Recent Reviews

No review item found!

Add your own review!

Countries Available

All regions