Overview

Many mortgage borrowers are paying up to 3% more than the more competitive rates. That could represent annual savings of up to £6,000 on a typical £200,000 mortgage. There's no need to move house to secure cheaper borrowing. Borrowers with secured loans can also save thousands of pounds by switching to a cheaper lender, especially if they have improved their credit rating. Those with mortgages approaching or past retirement age may wrongly fear their borrowing options are limited or unappealing; in fact, competitive options and deals are now widely available. This book looks at these scenarios and more, guiding existing borrowers and first-time buyers in preparing for a successful mortgage application.

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