Consumer Credit Fundamentals
Author:   S. Finlay
Publisher:   Palgrave USA
Edition:   2005 ed.
ISBN:  

9781403939784


Pages:   247
Publication Date:   06 October 2005
Replaced By:   9780230220157
Format:   Hardback
Availability:   In Print   Availability explained
This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us.

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Consumer Credit Fundamentals


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Overview

Despite the huge expansion in consumer credit in the last 25 years there are very few texts describing the operation of consumer credit markets. Consumer Credit Fundamentals is the first book to provide a broad cross-disciplinary introduction to the subject. It covers the history of credit, the types of consumer credit available, how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. A complete, well-rounded and practical introduction to consumer credit.

Full Product Details

Author:   S. Finlay
Publisher:   Palgrave USA
Imprint:   Palgrave Macmillan
Edition:   2005 ed.
Dimensions:   Width: 14.00cm , Height: 2.00cm , Length: 21.60cm
Weight:   0.460kg
ISBN:  

9781403939784


ISBN 10:   1403939780
Pages:   247
Publication Date:   06 October 2005
Audience:   College/higher education ,  Professional and scholarly ,  Tertiary & Higher Education ,  Undergraduate
Replaced By:   9780230220157
Format:   Hardback
Publisher's Status:   Active
Availability:   In Print   Availability explained
This item will be ordered in for you from one of our suppliers. Upon receipt, we will promptly dispatch it out to you. For in store availability, please contact us.

Table of Contents

Preface Introduction The History of Credit Products and Providers The Economics of Credit and its Marketing Credit Granting Decisions Credit Reference Agencies Credit Management Ethics in Lending Legislation and Consumer Rights Appendix A: The Calculation of Interest and APR Appendix B: A Brief Note on the Construction of Credit Scorecards

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Author Information

STEVEN FINLAY is an expert in consumer credit and credit risk management, with over ten years experience of working within the financial services industry and academia. During the course of his career he has worked on numerous projects in conjunction with almost every major credit granting institution in the UK. He is currently a researcher at Lancaster University, UK.

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