Overview

Educational and inspiring; A step-by-step guide to follow on your journey to wealth creation! Clever Girl Millionaire isn’t just a book you read once and place on a shelf; it’s your indispensable guide to support you as you build real wealth, step by step, on your own terms. Each chapter is crafted not just to educate and inspire you, but to help you build momentum through action steps, thoughtful prompts, and practical exercises to help you apply what you’re learning in your real life. Written by Bola Sokunbi, a self-made Black woman millionaire and founder CEO of Clever Girl Finance, one of the largest personal finance media/education platforms for women in the US, this book helps you: Sow seeds for your millionaire mindset by building confidence in your ability to build wealth, spending intentionally, minimizing debt, and putting your money to work for you Bounce back from setbacks by assessing the damage, creating a recovery plan, and giving yourself the grace you need to move forward without shame or self-judgement Build a long-term wealth blueprint through intentional goal setting, smart investing, and everyday habits that compound into lifelong financial freedom A celebration of ambition, possibility, and the power of financial empowerment, Clever Girl Millionaire is required reading for anyone seeking an inspiring and practical guide to wealth creation.

Full Product Details

Author:   Bola Sokunbi (Clever Girl Finance)
Publisher:   John Wiley & Sons Inc
Imprint:   John Wiley & Sons Inc
Edition:   2nd edition
Dimensions:   Width: 14.00cm , Height: 1.80cm , Length: 21.30cm
Weight:   0.204kg
ISBN:  

9781394313648

ISBN 10:   1394313640
Pages:   192
Publication Date:   24 March 2026
Audience:   General/trade ,  General
Format:   Paperback
Publisher's Status:   Forthcoming
Availability:   Awaiting stock  

Table of Contents

About the Author ix Also by Bola Sokunbi xi Acknowledgments xiii How to Use This Book xv Introduction: Embrace the Possibility! xvii Chapter 1 Sowing the Seeds for Your Millionaire Mindset 1 Establishing the Right Mindset, Attitude, and Approach 7 Dispelling the Myths About Wealth and Being Wealthy 10 Financial Principles to Embrace 14 Spending Less Than You Earn 14 Minimizing Debt 14 Putting Your Money to Work for You 14 Increasing Your Income 15 But What About Luck? 15 Take Action 17 Chapter 2 Dancing to Your Own Financial Beat 19 Comparison Is a Trap 22 You Are Not Too Old 22 Embrace the Long Game: Wealth-Building Takes Time 25 Stay Patient, Stay Persistent, and Find Joy in the Journey 26 Take Action 27 Chapter 3 Defining Your Pillars of Prosperity 29 Pillar 1: Earned Income: Building a Strong Foundation 32 Advocating for Yourself to Boost Your Income 32 Investing in Yourself to Level Up Your Game 34 Diversifying Your Income for Peace of Mind 37 Living Below Your Means 38 Pillar 2: Investing: Putting Your Money to Work for You 40 Start Investing as Soon as You Can 41 Play the Long Game 42 Pillar 3: Real Estate: Creating Consistent Cash Flow with Tangible Assets 47 Focus on Positive Cash Flow, Not Just Appreciation 48 Be Prepared for the Inevitable Surprises 49 Have a Network 49 Pillar 4: Entrepreneurship: Turning Ideas into Income 50 Start Small, Think Big 51 Plan for Growth 51 Embrace Both Risk and Reward 52 Blending and Prioritizing Your Pillars 53 Earned Income + Entrepreneurship 54 Earned Income + Real Estate 54 Real Estate + Investing 55 Real Estate + Entrepreneurship 55 Earned Income + Multiple Pillars 55 Build Your Strategy, Your Way 56 Take Action 58 Chapter 4 Setting Your Timeline and Focusing Your Finances 61 Assessing Your Goals and Creating a Timeline 63 An Example Breakdown 66 Why Tackling Debt Is Nonnegotiable 69 The True Cost of Debt 69 Not All Debt Is Created Equal 70 Make a Debt Payoff Plan That Works 70 Build Wealth and Pay Off Debt at the Same Time 71 Shift the Narrative 71 Focusing Your Finances 71 Take Action 73 Chapter 5 My Personal Investment Strategies to Becoming a Millionaire (and Key Tips for You) 77 Laying the Foundation for Wealth 79 Stepping Out with Investing 80 Giving Back and Planting the Seeds of Impact 81 Real Estate: A Lesson in Flexibility 83 Growing Through Entrepreneurship 84 Going All-In 86 My Investment Strategy Today 87 My Investment Philosophy 92 Time in the Market Beats Timing the Market 93 Knowledge Is Power 93 I Protect My Vision 93 I Have a Contingency Plan 94 Bringing in the Experts 94 Working with a Financial Planner or Advisor 95 Working with a Tax Professional 95 Self-Employed? Retirement and Investing Options to Consider 96 The Power of Staying the Course 98 Take Action 99 Chapter 6 Bouncing Back Like a Boss 101 Mistake 1: Cashing Out My 401(k) Like It Was a Bonus Check 104 Mistake 2: Buying and Selling Stocks Like a Day Trader 105 Mistake 3: A Very Expensive Wedding 107 Mistake 4: The Designer Handbag Collection Regret 108 Always Have a Comeback Plan (for When Things Don't Go According to Plan) 110 Take Ownership (Without Shame) 110 Assess the Damage 111 Create a Recovery Plan 111 Automate Your Progress 111 Stay Focused on the Big Picture 112 Forgive Yourself, Give Yourself Grace, and Move Forward 112 Take Action 113 Chapter 7 Single and Slaying, or Together and Winning: Either Way You've Got This 115 Being Single Is a Superpower: Adjust Your Cape! 117 Let's Go Team: A Real-Life Approach to Building Wealth as a Couple 119 The Key to It All? A Team Mindset 120 Designing a System That Works 121 It's Not Just About the Money 122 Know What You Bring to the Table, Solo or Together 123 When Your Partner's Not on Board (Yet) 125 Exiting a Relationship: Protecting Your Peace and Your Finances 127 The Bottom Line, Whether You're Single or Partnered 129 Take Action 130 Chapter 8 Creating a Lasting Legacy 133 My Current Estate Plan and What I'm Building Next 135 Passing Down More Than Money 137 Your Legacy Starts Now 138 Where to Start: Tools, Resources, and Getting Help 140 Take Action 143 Chapter 9 Wealth with a Bigger Why 145 It's About More Than Just You 147 Discovering Your Bigger Why 148 Your Action Plan Starts Now 150 Index 151

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Author Information

Bola Sokunbi is a Certified Financial Education Instructor (CFEI), investor, finance expert, speaker, podcaster, and bestselling author. She is the founder and CEO of Clever Girl Finance, a platform launched in 2015 that has grown into one of the largest personal finance media and education resources for women in the U.S.

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